PrepLumaGuide · California
California Life License Requirements
Follow the current Life Agent licensing path and verify each step with the California Department of Insurance.
Education requirements changed in 2026
Effective January 1, 2026, AB 943 removed the former 20-hour product-specific prelicensing requirement. The 12-hour ethics and California Insurance Code course remains.
Apply and schedule
Use current CDI and PSI instructions for application, scheduling, identification, delivery, and retake requirements.
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